Help need advice...Subaru Gold Plus Extended Warranty

Discussion in 'General Motoring' started by hfb, Jan 13, 2020.

  1. hfb

    hfb

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    Hello Everyone.
    First time Subaru owner, last weekend I purchased the 2020 Outback Turbucharged Touring model. I LOVE it. The dealership in all was a good experience except when I got to the Finance Guy. We negated a decent price with the sales advisor but when we go to the finance guy he played the same old same old games.....with warranty and maintenance. I purchased the pre-paid maintenance (more peace of mind and ease) and paid a little over half of the car in cash, and refused to role the maintenance into my lease which I paid for separately. Then we got to the Extended Warranty (EA), at that point he was playing all the hardcore pressure games so much so that we have to get pretty aggressive on shutting him down. He told me if we walked away and did not let him know by Thursday I would not be able to get a good deal on the warranty.

    I have purchased EA in the past and I am glad I did because it always seems after you hit 5 years something tends to break. So with that being said I think again you are just prepaying for the an issue in the future.

    thanks to this forum I went comparison shopping and I got it down to the following:

    10yr/100k/$0 decidable roughly $1,950
    8yr/100k/$0 roughly $1,450

    Both of these offers are out of state as I live in California.

    I went back to the dealership I purchased one more time to the finance guy and said, I was comparison shopping (I did not tell him where) and gave him one more chance to put in a better offer he said the best he could do for 8yr/80k/$0 deducatable was almost 2k! He also warned me if I purchase a warranty out of state Subaru might not honor it. I have researched Subaru's website and it does not state that. It says I can purchase from any dealership. I also sent him an email.

    I really need help getting the following questions answered:

    1) Which warranty would be best for the above

    2) Are the above prices a good deal?

    4) Because I live in California do I have to purchase the EA in Califronia

    5) If not and the above is not a good price...for those who bought the EA and got better in the last year can you refer?

    The above prices include tax. Also, I am not asking if the I should buy the warranty so we do not need to cover that.

    Any help ...would be great!
     
    hfb, Jan 13, 2020
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  2. hfb

    Subaru_Warranty

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    Hello!

    I am a Finance Manager at a dealership in PA. Sorry to hear that the FM you were working with gave you a hard sell. Hope these answers help.

    1) It all depends on how long you will keep the vehicle. The nice thing about the Subaru Warranty is that it is prorated for unused miles and time if you decide to cancel the warranty early.
    • i.e. If you buy a 10/100 and you trade the car in at 7 years 70k miles you will get a check back for the remaining 3 years and 30k miles.

    2) The above prices are a very good deal. Those prices sit just above cost for the $0 deductible.

    3) To my knowledge there is no rule about purchasing a warranty from a dealer in another state.

    4) Looks like the offers you received if they are including tax is about $100 over cost. Not gonna find a much better deal then that. I can try if you are looking to purchase a warranty though ;)

    Hope that helped!

    Let me know if you have any other questions. Happy Help.
     
    Subaru_Warranty, Jan 14, 2020
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