Subaru Legacy vs. Volvo S60 2020

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I am down to two choices. The Subaru Legacy Touring XT vs. the Volvo S60 Momentum or R. Design. I have not been able to find a dealer with the XT on the lot so not sure exactly how they drive, but I want the upgreaded features and the engine with more HP> I liked my test drive in the Volvo, luxurious seats, but it is front wheel drive, and Volvo loses value like a rock whereas the Subaru accepts unleaded gas, holds its value and is four wheel drive. And the Subaru is about 5 K cheaper than the Volvo.

Any opinions from those who have owned or driven Volvos vs. the Subaru XT? I don't want to give up on the Volvo for the sake of a few thousand dollars if it is the better driving vehicle.

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