The sophistication of insurance companies in the states and canada

[AD]

Where I live in case of an accident in winter the driver found to be
wearing summer or all season tires
has a heavy bias against him bordering on an automatic "at fault" (And
the place i live in is a VERY "at fault" place)

How do insurance companies in the states deal with the winter time
accidents in the snowbelt states? Canada?
I'm obviously not talking about single vehicle accidents with people
ending up in the ditch, but, rather the fine
folk who use other people property to slow down and stop on slick
pavement.

 

[4orester]

Where I live in case of an accident in winter the driver found to be
wearing summer or all season tires
has a heavy bias against him bordering on an automatic "at fault" (And
the place i live in is a VERY "at fault" place)

How do insurance companies in the states deal with the winter time
accidents in the snowbelt states? Canada?
I'm obviously not talking about single vehicle accidents with people
ending up in the ditch, but, rather the fine
folk who use other people property to slow down and stop on slick
pavement.

In Canada, only the province of Quebec passed legislation in 2009 making
snow tires mandatory. I suspect the remaining provinces will follow suit
once the safety data comes back from the insurance companies.

 

[Big Jim]

Quality all season tires work fine on a 4wd or AWD vehicle in most
areas.

 

[clare]

Quality all season tires work fine on a 4wd or AWD vehicle in most
areas.

I won't drive with all season tires in the winter up here any more.
Not when the roads are icy or sloppy. After driving with good winter
tires I decided long ago my life is worth more than a second set of
tires and rims.