Canadian Extended Warranty plans

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Hello, I bought a 2017 Outback 3.6L with 65,000 kms in April 2020 which still had 2 years left on the warranty. Because of Covid I actually did not drive the car much. I currently have about 83,000 kms (about 51,000 miles) and anticipate I will drive about 15000-18000 kms/year. Now the warranty is up and my options for 'Complete' coverage and $0 deductible are:
24 mo/24,000 kms for $2585.00 (For same time/mileage but with $100 deductible = $2301.00)
24 mo/40,000 kms for $2943.00 (For same time/mileage but with $100 deductible = $2612.00)
36 mo/36,000 kms for $2844.00 (For same time/mileage but with $100 deductible = $2530.00)
36 mo/60,000 kms for $3569.00 (For same time/mileage but with $100 deductible: = $3132.00)

I am single and female and I'm concerned about repair costs - especially if it's an electronic issue. Can anyone comment on their repair experiences and typical costs for a 5-8 year old Outback? Many thanks!
 

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